If you have been injured at work you are probably entitled to claim workers’ compensation benefits, even in the absence of your employer’s fault or negligence. Any injury that occurs in the course of your employment job is likely covered by your employer’s workers’ compensation insurance. The problem is that most injured workers don’t know their rights. You or your loved ones may be entitled to “damages,” including payment of medical bills, reimbursement of loss wages, and compensation for pain and suffering as a result of an accident.
We can help. No matter what type of injury you have suffered, you should contact an attorney who can work to ensure that your rights are protected., so there is no risk. In addition, our fees are paid from any benefits we help you obtain so you will not have to pay anything out of pocket You have nothing to lose, and everything to gain.
Please contact the Lednick Law Firm at 636-638-2150 for a free consultation.
- farmers and farmhands
- domestic servants employed in a private home
- family chauffeurs
- real estate agents
- direct sellers
- jail or prison inmates
- volunteers of a tax-exempt organization
- owners and operators of vehicles for hire
- independent contractors (in some cases)
- business with five (5) or less employees
Federal government employees are not covered under the state workers’ comp laws because they are covered by federal workers’ compensation insurance program.
1. Immediately report the injury to your supervisor;
2. Request to see a doctor; and
3. Contact an attorney to file a claim on your behalf.
By reporting the incident immediately and seeking medical treatment guarantees that the workers’ compensation benefits aren’t delayed while you are off work with no income. A frequent error people make is waiting to report the injury until it develops into something agonizing and they cannot work.
For example, if an employee is running an errand at the request of the employer, worker’s comp benefits may be payable if an injury occurs to the employee while running the errand. However, if the employee has deviated from an employee requested errand for personal reasons, then it is possible that benefits will not be available.
- Medical treatment: to provide whatever health care may reasonably be required in order to cure and relieve the effects of its employee’s injury;
- Disability payments: to provide partial compensation for lost wages if you are temporarily unable to work while recovering;
- Permanent disability: to provide compensation based on the inability of an employee to return to any type of employment; and
- Vocational rehabilitation: to provide training for a new job if you are not able to return to your normal job and the company has no other job that you can do.
Yes. Workers’ compensation insurance covers problems and illnesses that develop over a long period of time of doing the same harmful activity.
Many work-related injuries occurring on the job go overlooked by injured employees. These could include hearing loss, lung problems, hand injuries, hernias, back pain, or eye injuries. Almost any injuries caused by working conditions or accidents could possibly be covered by workers’ comp.